Explore Our Programs

When it comes to healthcare spending, you have a choice. Liberty HealthShare brings clarity and simplicity to all of our medical cost-sharing programs. We structured our programs to give our members flexibility to select the contribution and share amounts that best match their resources and circumstances.

Our enrollment team is available Monday-Friday
8:30 a.m. - 6:00 p.m. ET to answer any questions
and assist you with application process.

Group 106-2

Liberty HealthShare Program Options

View our Sharing Program options below, catered to your unique healthcare needs.

Liberty Freedom

AUA: Single $10,000,
Couple $15,000, Family $20,000
Monthly Share Amounts:
≤ 35
Single
$89
Couple
$169
Family
$319
Up to $300,000 (per incident or per membership year, whichever occurs first) of fair & reasonable medical expenses are shareable per person after AUA has been met. Different limits apply for ancillary therapies and cancer care.

Liberty Essential

AUA: Single $4,000, 
Couple $8,000, Family $12,000
Monthly Share Amounts:
< 35
35-49
50+
Single
$163
$184
$225
Couple
$266
$318
$390
Family
$513
$606
$750
Up to $600,000 (per incident) of fair & reasonable eligible medical expenses are shareable after AUA has been met. Members pay a 25% co-share.

Liberty Connect

AUA: Single $1,000, 
Couple $2,000, Family $3,000
MONTHLY SHARE AMOUNTS:
< 35
35-49
50+
Single
$215
$246
$287
Couple
$349
$400
$503
Family
$658
$771
$967
Up to $1,000,000 (per incident) of fair & reasonable eligible medical expenses are shareable after AUA has been met. Members pay a 15% co-share.

Liberty Unite

AUA: Single $1,000,
Couple $1,750, Family $2,250
Monthly Share Amounts:
< 35
35-49
50+
Single
$266
$318
$369
Couple
$472
$524
$668
Family
$874
$1,028
$1,276
Up to $1,000,000 (per incident) of fair & reasonable eligible medical expenses are shareable after AUA has been met.
For 18-29 Years Old

Monthly shares are just $122

If you’re married: both spouses need to have their own Liberty Rise membership.

A budget-friendly sharing program ideal for young adults and married couples who don’t have children. Medical expenses eligible for sharing are limited to $50,000 per year for limited services.

Liberty Assist

AUA: $1,500
65+ on Medicare

Sharing amounts are as low as $87/month.

If you’re married: both spouses need to have their own Liberty Assist membership.

For people 65 and older already enrolled in Medicare Parts A and B. It can help you fill the gaps in your medical coverage and control your medical expenses with minimal stipulations.

After you fulfill your Annual Unshared Amount (AUA) you may share Eligible Medical Costs.

$65 additional monthly share amount for each family member over 4 people.

Every Liberty HealthShare program includes access to HST Connect, a tremendous tool to help you navigate to the best healthcare, providing transparency and offering the opportunity for substantial savings through comparison shopping.

Annual-Unshared-Amount

Annual Unshared Amount

  • The Annual Unshared Amount for each program level must be met before medical expenses are eligible for sharing.
  • $75 annual renewal dues for all six programs

Committed to Changing the Marketplace

Liberty HealthShare supports our members as they pursue healthy lifestyles and better understanding of their medical choices. Through ongoing educational outreach we equip our members to approach healthcare with confidence.

Another way Liberty HealthShare seeks to lend peace and clarity to the healthcare marketplace is through continuous, careful consideration of costs and services. Because of this commitment, we update our programs and terms from time to time while also working to maintain complete transparency and support for our members.

Disclaimer: Our sharing ministry is in a continually changing healthcare marketplace. We hope to provide optimal value and services for our Members. This website is updated as necessary and reflects current monthly share amounts, annual unshared amounts, and the like, as well as descriptive information and written materials. Please note that share and unshared amounts and other details of services and written materials available to Members of Liberty HealthShare are subject to change from time to time.

Refer-a-Friend Program

Liberty HealthShare offers a Refer-a-Friend program for its members who can share information about the ministry and earn rewards. Refer-a Friend is a great way for members to share information about our ministry to friends, family and colleagues for whom healthsharing might be a good way to manage their healthcare expenses. For each friend who enrolls and maintains their membership for two months, the referring member will receive a $150 Visa gift card in appreciation. The process is easy. Members simply fill out the on-line form found in their ShareBox and click Submit. Liberty HealthShare’s enrollment team handles everything else.

Request more information from our Membership Enrollment team