Are there annual or lifetime caps on what healthsharing plans will share?

Liberty HealthShare’s core healthcare sharing programs do not have annual or lifetime sharing caps. Sharing limits are set per incident, not per year, for Liberty Essential, Liberty Connect, and Liberty Unite. Each program has its own per-incident sharing limit, and once your Annual Unshared Amount (AUA) is met, eligible expenses above that threshold may be shared among the community with no annual ceiling cutting off that sharing mid-year.

The sharing limits for Liberty Freedom, Liberty Rise, and Liberty Assist, as well as sharing limits for the supplemental Liberty Vision and Liberty Dental sharing programs, vary by program.

Here's how per-incident limits break down across Liberty HealthShare's three core programs:

• Liberty Essential - Up to $600,000 per incident
• Liberty Connect - Up to $1,000,000 per incident
• Liberty Unite - Up to $1,000,000 per incident

Cap structures vary across the healthcare sharing ministry sector. To understand how certain Liberty HealthShare sharing programs’ per-incident model applies to a specific situation, review the Sharing Guidelines or contact Member Services at 855-585-4237.