In today’s evolving workplace, millions of Americans are redefining what it means to earn a living. Whether it’s juggling multiple part-time jobs, freelancing, driving for rideshare platforms, or launching a solo business venture, the gig economy is booming. Yet, often missing from this flexible lifestyle is access to affordable healthcare.
According to recent data, nearly 30% of U.S. workers are employed part-time, and only 11% of them have employer-sponsored health insurance, many opting out due to the cost.
With the scheduled expiration of enhanced ACA tax credits and looming cuts to Medicaid funding, affordable healthcare is becoming increasingly out of reach.
Even small businesses struggle to absorb the cost of offering health insurance to their employees, leaving many Americans searching for a practical alternative.
Many workers who can’t get employer sponsored health insurance look to the ACA marketplace (Obamacare) or Medicaid. However, two key shifts are creating new challenges:
The result? Higher out-of-pocket costs, fewer provider choices, and greater financial strain.
That’s where Christian healthsharing—and Liberty HealthShare—steps in.
Healthsharing offers a community-based approach rooted in Christian values and mutual support. Members voluntarily share each other’s eligible medical expenses, fostering affordability and connection.
Unlike insurance companies, healthcare sharing ministries are not regulated as insurance. This independence keeps costs down and allows members to align healthcare decisions with their faith and values.
Unlike health insurance companies, Liberty HealthShare doesn’t earn a profit. Instead, members’ contributions go directly toward helping fellow members pay for eligible medical expenses with minimal administrative expenses. It’s a transparent alternative that puts people over profits.
If you’re working part-time, freelancing, or running your own business, healthsharing could be the affordable solution you’ve been searching for. Liberty HealthShare offers programs tailored for flexibility, transparency, and affordability.
Liberty HealthShare offers a range of programs designed to support the diverse needs of its members, including those who are part of today’s independent workforce.
Ideal for healthy young professionals and solo entrepreneurs.
Designed for adults 35 and younger, Liberty Freedom offers the opportunity for sharing without Co-Shares once the Annual Unshared Amount is met.
Meets certain college healthcare requirements while keeping monthly costs to a low $99. Check with your college for confirmation.
Liberty Rise was created for young adults (18–29) balancing school, early careers, or part-time work.
Ideal for entrepreneurs and gig workers wanting the opportunity for additional member support at a manageable cost.
Liberty Essential is a balanced program for those seeking the opportunity for additional sharing with a low monthly sharing contribution.
Take our 3-minute quiz and find out which programs may be right for you!
Liberty HealthShare has made key updates to reduce member costs and expand sharing.
Dental care is often overlooked in part-time or freelance work. That’s why Liberty Dental complements Liberty HealthShare’s medical cost-sharing programs.
Key highlights:
Together, Liberty HealthShare and Liberty Dental create a complete, affordable health solution.
Paying for eye exams, glasses, and contact lenses can be difficult for those in the flexible workforce. Liberty HealthShare’s new Liberty Vision program helps members manage these expenses.
Key highlights:
Liberty HealthShare designed Liberty Vision to provide members with access to vision expense sharing at a highly competitive cost.
Every Liberty HealthShare member joins a supportive, faith-based community.
Beyond financial help, members pray for one another and live out the Biblical principle of bearing one another’s burdens (Galatians 6:2). It’s healthcare that strengthens both body and spirit.
With ACA costs rising, Medicaid shrinking, and employer coverage declining, now is the right time to explore healthsharing as an alternative.
Liberty HealthShare offers ethical, transparent, and affordable healthcare sharing that fits today’s flexible American lifestyle.
As the only healthcare sharing ministry holding both Candid’s 2025 GuideStar Gold Seal and Charity Navigator’s 4-star rating, Liberty HealthShare is a trusted choice for thousands nationwide.
For program details, specific eligibility questions, or help with enrollment, email us at info@libertyhealthshare.org, call 855-585-4237, or schedule a call via the link below.