We got our taxes done today. This is the first year of our full retirement (2014), so we weren't quite sure if we would have to pay or not. We're getting a refund! Our agent asked if we were both continually covered by a healthcare program, which we are. I told him about my share in Liberty HealthShare and he filled out form 8965 for us. It was that simple! It's true that you can't out give or outbless God!