HEALTHSHARE
DECISION GUIDE

What is medical cost-sharing? Is it more affordable than health insurance? Does it offer more freedom and choices? Find answers to all your questions and discover the power of a Healthcare Sharing Ministry. Then, decide if it’s right for you!
DOWNLOAD DECISION GUIDE

WHAT IS
HEALTH SHARING?

There are several terms used to describe health sharing. Some of the most popular are healthcare sharing, Christian medical sharing and medical cost-sharing. But make no mistake. Whatever you call it, health sharing is not insurance.


Liberty HealthShare is a non-profit 501(c)(3) Christian healthcare sharing ministry where members can choose to voluntarily share one another’s medical expenses. It’s for people who desire more affordable healthcare, want the freedom to control their care and share Christian values.

LIBERTY HEALTHSHARE VS TRADITIONAL HEALTHCARE

Health sharing keeps you in control. You can choose any doctor. You freely decide share amounts. You have the power to determine what’s best for you and your family.

Liberty HealthShare
Determine cost-effective options
No network; choose any doctor
Find treatments anywhere
No referrals needed
Supported by a Christian community
Non-proft Christian Ministry
Traditional HealthCare
Pay more if out-of-network
Choose from a limited network
Eligibility may hinge on your location
May need referrals
Handle everything on your own
Profits go to big insurance companies
VS

BENEFITS OF JOINING
THE LIBERTY HEALTHSHARE MINISTRY

Liberty HealthShare helps members navigate the complex and confusing healthcare system. We promote the continuous, careful consideration of costs and services. Plus, we support our members as they pursue healthy lifestyles and power over their healthcare decisions.

A MORE
AFFORDABLE OPTION

As a non-profit 501(c)(3) Christian healthcare sharing ministry, Liberty HealthShare is not driven by profit. Our priority is to help members approach healthcare as proactive consumers to minimize costs. You can choose from a variety of affordable sharing programs. Plus, you’ll have the resources to carefully evaluate expenses to find fair and reasonable pricing.

HST
CONNECT

Find a fairly priced provider for your healthcare needs.

SIGNIFICANT DISCOUNTS

On prescriptions, dental, vision and LASIK.

VIRTUAL SERVICES

For mental and physical wellness save you time and money.

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MORE CHOICES &
MORE CONTROL

No networks. No predetermined lists. You have the freedom to choose any healthcare provider. You manage things like cost, accreditations, proximity, and voluntary sharing. Plus, choose your contribution amount based on your family size and healthcare needs, and see where your money goes.

  • Providers Directory routinely updated with doctors who support health sharing
  • ShareBox gives you the visibility and control to securely manage your medical expenses
  • SharePower provides visibility into member medical expenses received and shared

belong to a christian
community

Our health is one of our most valuable resources. Our Christian community strives to take direct control of their healthcare and share the burdens of others. Join a group of 100,000+ spiritually driven members who believe in maintaining a Christian lifestyle. Health-conscious people have fewer bills, lower costs and more rapid recoveries.

  • Person-to-Person Cost Sharing directly to and from other members
  • Prayer Box allows members to request and provide prayer, support and cheer
  • Regular Newsletters provide information and inspiration to our members
  • Informative Articles & Blogs educate members to be good stewards and enjoy better health

STORIES FROM OUR MEMBERS

“I don’t know how any of this would have turned out without Liberty. We felt that we were free to make decisions for Christine without having to think about the expense.”
WATCH VIDEO >
“I can’t describe how life is because I’m alive and well. And it’s because of Liberty HealthShare and what they did for me.”
WATCH VIDEO >

HOW HEALTHSHARING WORKS

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GIVE

Contribute your monthly share amount
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CHOOSE

Visit any doctor or medical facility you want
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SUBMIT

Provide medical expenses within 180 days of service
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TRACK

Check your secure ShareBox portal for important updates
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RECEIVE

We strive to share eligible medical expenses in 120 days or less.
Restrictions apply. See Sharing Guidelines for complete details.

AFFORDABLE PROGRAMS
FOR ALL FAMILY SIZES

When it comes to healthcare spending, you have choices! Liberty HealthShare programs are structured to give members flexibility. You select the contribution and share amounts that best match your resources and circumstances.
  • SINGLES
  • Couples
  • FAMILIES
man
Single Programs starting at
$89 / mo
Get an Estimate
couple
Couple Programs starting at
$169 / mo
Up to Two People
Get an Estimate
family
Family Programs starting at
$319 / mo
Up to 4 children, $65 for each additional child
Get an Estimate

ARE YOU 18-29 YEARS OLD?

Liberty Rise is a budget-friendly program for young adults starting out on their own. It’s a low-cost alternative for individuals without children. If you’re married, you and your spouse must each apply for separate memberships. Enroll in this affordable program to take charge of your own healthcare.
Learn More
Young Adult Program
for
$122 / mo
Ages 18-29
Learn More

ARE YOU 65+ YEARS OLD?

Liberty Assist is a program designed just for people ages 65 and older who are enrolled in Medicare Parts A and B. Medicare covers most, but not all, healthcare costs. Liberty Assist can help you fill the gaps and control your medical expenses. Individuals and married individuals must each apply for separate memberships. Get started, today.
Learn More
Retiree Programs starting at
for
$87 / mo
Ages 65+ Enrolled in Medicare
Learn More

EXAMPLES OF ELIGIBLE
SHAREABLE MEDICAL EXPENSES*

Liberty HealthShare can help you save big on healthcare expenses. But as a community of health-conscious people, we have an ethical obligation to our fellow members. We must respect and care for our physical bodies and make wise choices to not place unnecessary burdens on those sharing with us. That’s why only medical expenses that align with our Christian values are eligible for sharing.

  • Wellness and screening appointments
  • Ancillary therapies
  • Physical and clinic visits
  • Home health care
  • TeleHealth visits
  • Medical testing
  • Ambulance transport
  • Urgent care
  • Vaccinations
  • Emergency care
  • Surgery and hospital care
  • Prenatal and maternity care

*Restrictions apply, including pre-existing conditions. Not all expenses are eligible for sharing in the Liberty
Rise and Liberty Assist Sharing Programs. See Sharing Guidelines for complete details.

IS LIBERTY
HEALTHSHARE
RIGHT FOR YOU?

Our programs are specially tailored for people who maintain a Christian lifestyle, freely make responsible health choices and believe in helping others. Find out if you qualify for Liberty HealthShare.

Qualifications & Eligibility

Observe Christian Standards

  • Strive to live in accordance with biblical principles
  • Honor the biblical teachings to “share one another's burdens” (Gal. 6:2)
  • Participate regularly in worship or prayer

Accept Our Shared Beliefs

  • We believe that our personal rights and liberties originate from God and are bestowed on us by God, and are not concessions granted to us by governments or men.
  • We believe every individual has a fundamental religious right to worship the God of the Bible in his or her own way
  • We believe it is our biblical and ethical obligation to assist our fellow man when they are in need according to our available resources and opportunities
  • We believe it is our spiritual duty to God and our ethical duty to others to maintain a healthy lifestyle and avoid foods, behaviors or habits that produce sickness or disease to ourselves or others
  • We believe it is our fundamental right of conscience to direct our own healthcare, in consultation with physicians, family or other valued advisors, free from government dictates, restraints and oversight

Maintain a Christian Lifestyle

  • Refrain from tobacco use in any form including smokeless tobacco and vaping devices.
  • Follow scriptural teachings on the use or abuse of alcohol
  • Avoid abuse of prescription drugs, which means consuming prescriptions medications in a manner not intended by the prescriber that would likely result in bodily harm or dependency
  • Abstain from abuse of legal drugs or use of illegal drugs including any hallucinogenic substance, barbiturates, amphetamines, cocaine, heroin or other opiates, marijuana, illegal intravenous drugs, or narcotics
  • Exercise regularly and eat healthy foods that do not harm the body
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HOW TO JOIN

At Liberty HealthShare, we’re committed to reducing the complexity and confusion that often surrounds the healthcare system. Once you’ve reviewed and chosen from our medical cost-sharing programs, you’re ready to start our simple application process.

1

Create an Account

Create an account with your preferred email address
2

Fill Out Information

Fill out health background information for yourself and any family members you may wish to include on your membership
3

Wait for Response

Allow 3 business days for us to process and review your application
4

You’re Approved

Receive membership approval
ENROLL NOW

WANT TO
KNOW MORE?

Feel free to get in touch via email.
Or give us a call Monday-Thursday 8:30am - 8:00pm ET,
Friday 8:30am - 5:00pm ET, and Saturday 10:00am - 2:00pm ET.
DOWNLOAD DECISION GUIDE
NOTICE: This program is not an insurance company nor is it offered through an insurance company. This program does not guarantee or promise that your medical bills will be paid or assigned to others for payment. Whether anyone chooses to pay your medical bills will be voluntary. As such, this program should never be considered as a substitute for an insurance policy. Whether you receive any payments for medical expenses and whether or not this program continues to operate, you are always liable for any unpaid bills.