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3 Program Options

Liberty Complete

100% of Eligible Medical Bills up to $1,000,000 Per Incident
after annual unshared amount. See Guidelines

Option 1: Our most comprehensive and popular sharing program

LIberty Share + EMS + Guardians Group
Liberty Complete builds on the previous two programs and adds Guardians Group, which is our program for sharing catastrophic expenses of up to $1,000,000 per incident.

Share Amount
Member share 100% of eligible medical costs up to $1,000,000 per incident.

Guardians Group
$18/month for individuals, $22/month for couples, $25/month for families.

How it Works
If you choose Liberty Complete, the Guardians Group Share Amount is included in your monthly commitment. Then, whenever you have a need that exceeds $125,000 per incident, Guardians Group participation qualifies you for sharing your expenses up to $1 million per incident.


Liberty Plus

100% of Eligible Medical Bills up to $125,000 Per Incident
after annual unshared amount. See Guidelines

Option 2: For those who want 100% sharing up to the per incident limit.

Liberty Share + EMS
This program builds on Liberty Share by adding discounts accessed through Envision Medical Services (EMS).

Shared Amount
Member share 100% of eligible medical costs up to $125,000 per incident.

EMS Access
$24/month for individuals, $29/month for couples or families. This cost is added to the base share amount in Liberty Share. EMS offers deep discounts, which helps us stretch dollars and meet more needs.

EMS Enrollment
A separate enrollment form for EMS will be provided to you. The EMS access fee is simply passed on to EMS separately for you each month. The EMS discounts qualify you to have eligible medical bills shared at 100%.

Additional EMS discounts include:
Pharmacy | Chiropractic Services | Dental | Hearing | Vision

While dental, vision and hearing service costs are not ordinarily eligible for sharing by the members, you access those services at a significant discount.
Note: Enrollment in EMS is solely at the discretion of the Sharing Member and is independent from membership in Liberty HealthShare.



Option 3: This is our basic share program for the budget conscious.

Shared Amount
Members share 70% of eligible medical costs up to $125,000 per incident. Medical expenses are met on a per person, per incident basis when treated by physicians, urgent care facilities, clinics, emergency rooms, or hospitals (both inpatient and outpatient).

What's a Medical Incident?
A medical incident is any medically diagnosed condition receiving medical treatment and incurring medical expenses.

Sharing
All transacted share amounts, whether given or received, will appear in your secure online ShareBox. Messages of encouragement and support appear there, too.

Annual Unshared Amount (AUA) Limits:
$500 for an individual | $1,000 for a couple | $1,500 for a family
*The AUA is the same for all three programs.


Free Decision Guide

We would be happy to provide you with our informational Decision Guide. It is a great source to see if Liberty HealthShare is a correct solution for you.

Request Now

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If you have any immediate or unresolved questions please allow one of our customer service representatives to assist you today!

(855) 58-LIBERTY

(855) 585-4237

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